1. PERSONAL SERVICE
   National Directors
   Local representation
   Home-office broker consultants
2. EXCELLENT CASE MANAGEMENT TEAM
   1035 transfer tracking
   APS and paramed follow up
3. PROVEN AND EFFECTIVE SALES IDEAS
4. GREAT PRODUCT SELECTION
   Annuities: The most contemporary product portfolio available; both traditional and fixed-indexed.
   Life insurance:
   - Universal life
   - Whole life
   - Fixed-indexed universal life
   - Last to die
   Term insurance:
   Multiple companies and lengths
   Long Term Care
5. HOME-OFFICE HEADACHE TROUBLE SHOOTING
6. AGENT REWARDS PROGRAM
7. SALES SUPPORT
   Illustrations run by our in-house broker consultants
   Product information
   Advanced marketing support
8. CONTEST AND VACATION OPPORTUNITIES
   Multiple trips, depending on carrier*
9. COMPENSATION – the best available
10. YOUR LOCAL NATIONAL DIRECTOR

*Some carrier programs may not apply.